Best Credit Cards for Travel in 2018

Updated: Oct 25, 2018

Are you traveling? Go packing, with your trendy cloths and accessories. But before that, have a look at best credit cards for travel this year. We at Truebanker have listed some credit cards that comprise the best offers, and the cards might even give you lucrative offers on any spends. Here we go with the details.


1. CITI Premier Miles Card


Card Details:

  • On having this card, you get your first 10,000 bonus premier miles at first transaction of minimum Rs 1000 within 60 days of issuance of the card.

  • You earn 3000 bonus miles on renewal.

  • 10 premier miles you can earn with the expenditure of per Rs 100 at airline transactions.

  • Earn 4 premier miles with the expenditure of per Rs 100 on all other cases.

  • You can redeem your miles for flight tickets online in 100+ airlines, and it gives the flexibility to choose amongst a large number of airline partners.



Fee, rates & offers:

  • Annual fee Rs 3000 per annum.

  • The interest rate can vary between 3.10% and 3.40% per month (i.e., 37.20% and 40.80% annualized).

  • You can enjoy savings of 15% on dining across 15000+ restaurants.

  • You get CITI World Privileges to shop and dine anywhere in the world like a local.

  • You get airport lounge access across India. Relax comfortably, enjoy business facilities and light refreshment.

  • You can travel by peace of mind with air accident insurance cover up to Rs 1 crore and 2 lakhs for lost card liability cover.

  • You can redeem your miles online with Citibank catalog to get attractive vouchers and merchandise from premium brands of luxury and electronic items.

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Truebanker Recommendation:

The best part of this card is premier miles do not expire.

You keep on spending and accumulating premier miles, and you can use it at any time. It gives 26,000+ offers and privileges on travel, hotels, and others in India and 30+ other countries across 2000+stores. You also get an easy EMI option to pay your online travel spends.


2. Air Indian SBI Signature Card


Card Details:

  • You earn 20,000 reward points just on the payment of joining fee.

  • You can get up to 1, 00,000 bonus points as the annual reward points.

  • 4 Reward points for an expenditure of every Rs 100.

  • You can earn 30 reward points for an expense of every Rs 100 on ticket booking for yourself on airindia.com or AirIndia mobile app and i10 reward points when you book the tickets.

Fee, rates & offers:

  • Annual fee (one time) Rs 4,999.

  • Renewal fee (per annum) Rs 4999.

  • Add-on fee, p.a.: Nil.

  • Finance charges: Up to 3.35% per month and it is 40.2% per annum, from the date of the transaction.

  • You can convert reward points into Air India miles. 1 reward point=1 Air India mile.

  • You can enjoy complimentary membership of Air India Frequent Flyer Program-Flying Returns.

  • You get international airport luxury lounge access across 600 airport lounges and also complimentary Visa lounge access at major domestic airports in India. There is also a complimentary pass program.

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Truebanker Recommendation:

Apart from reward points on travel and other spends, privileges such as frequent flyer membership, domestic and international lounge access, the card is also an attraction for people fueling their vehicle at petrol pumps across India. It will waive off the 1% fuel surcharge, with the purchase worth Rs 500-Rs 4,000.

It also gives Rs 1 lakh as complimentary lost card liability insurance cover.

3. Air India SBI Platinum Card


Card Details:

  • As you pay the joining fee, you will get 5,000 as reward points.

  • You may earn up to 15,000 bonus rewards in a year.

  • 2 reward points for an expenditure of every Rs 100.

  • You can make 15 reward points for an expense of every Rs 100 on ticket booking for yourself on airindia.com or AirIndia mobile app and i5 reward points when you book the ticket for others.

Fee, rates & offers:

  • Annual fee (one time) Rs 4,999.

  • Renewal fee (per annum) Rs 4999

  • Add-on fee, p.a.: Nil.

  • Finance charges: Up to 3.35% per month and it is 40.2% per annum, from the date of the transaction.

  • You can convert reward points into Air India miles. 1 reward point=1 Air India mile.

  • It offers complimentary membership of Air India Frequent Flyer Program-Flying Returns.

  • You get complimentary Visa lounge access at major domestic airports in India with 8 complimentary visits to domestic Visa lounges in India every year.

Checkout : The best way to invest online


Truebanker Recommendation:

Reward points on travel and other spends privileges such as frequent flyer membership, domestic lounge access, and other offers are the main attraction. People save 1% on fuel surcharge for fueling their vehicles at petrol pumps across India. It also gives Rs 1 lakh as complimentary lost card liability insurance cover.



4. Yatra SBI Card


Card Details:

  • Grab vouchers worth Rs 8,250 on joining.

  • After you spend Rs 90,000 in the present year, the annual membership fee will be reversed.

  • 6 Reward points for an expenditure of every Rs 100 on Grocery, Departmental Stores, Entertainment and International spends, Dining, Movies, and 1 Reward points for payment of every Rs 100 on other categories.

Fee, rates & offers:

  • Annual fee (one time) Rs 499.

  • Renewal fee (per annum) Rs 499.

  • Add-on fee, p.a.: Nil.

  • Finance charges: Up to 3.35% per month and it is 40.2% per annum, from the date of the transaction.

  • You save Rs. 1,000 on domestic flight bookings with a minimum transaction of Rs. 5,000.

  • You save Rs. 4,000 on international flight bookings with a minimum transaction of Rs. 40,000.

  • Discount of 20% (Max. Rs.2,000) on domestic hotels for the minimum transaction of Rs. 3,000.

  • You get exclusive MasterCard lounge access at major domestic airports in India with 2 complimentary visits to domestic airport lounges every quarter.

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Truebanker Recommendation:

The travel benefits like discounts on both domestic and international flight bookings, reward points, offers on a variety of domestic and international spends are very attractive.

The complimentary air accident cover of Rs 50 lakhs and savings on fuel surcharge are lucrative.

5. Jet Privilege HDFC Bank World


Card Details:

  • As you grab this card, you will be entitled to 7,500 bonus JP miles.

  • You will also receive a one-way Jet Airways ticket with base fare waiver.

  • If you spend 3 lakhs in 12 months before renewal, you will get your renewal fee waived off.

  • Dedicated Check-in facility with additional baggage allowance.

  • If you book flights on www.jetairways.com, you can earn miles and accelerated miles on your purchases.

Fee, rates & offers:

  • Annual fee (one time) Rs 2500.

  • Renewal fee (per annum) Rs 2500.

  • Interest charges 3.49% per month. It is 41.88% per annum.

  • On every 2 lac spends, you get 1 JP Tier Point to move faster to higher JP Tier

  • You can enjoy Lounge access at an airport in India or overseas.

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Truebanker Recommendation:

Availability of JPMiles on retail & travel spends, and lounge access at both domestic & international airports, make this card one of the top travel credit cards in India. You get 5 years of extended validity of JP miles when other cards are having 2 years validity from the date of accumulation.


Please note that the fees & charges would also attract 18% GST.

Well, you have numerous options and have all the freedom to go for multiple credit cards. Go through the travel benefits carefully in case you want to get the maximum utilization of the travel credit cards.


Note: We don't make money with these recommendations.


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