Best Rewards Credit Cards in 2018

Updated: Nov 3, 2018

Credit cards have widely increased one’s capacity of spending. Now there is a particular attraction attached with credit cards, and that is the reward facility. Well, there are various types of rewards attached to the credit card which you can opt for, and that can be in the category of shopping, travel, or even fuel. But, if you are looking for rewards in general, then you have to look towards the following checklist that caters to your requirement.

See also : Truebanker Credit Card recommendation

1. HDFC Diners Club Black

Card Details:

  • By availing this card, you will enjoy travel benefit, lifestyle benefit, reward and redemption, and golf program.

  • It provides unparalleled protection.

Fees, rates & offers:

  • Annual fee is Rs 5000.

  • Reward rate is 3.3 to 33 percent.

  • You can also enjoy earning up to 10 times points from rewards. You may have a choice of 150 airlines from where you can buy tickets.

2. HDFC Infinia

Card Details:

  • If you avail a credit card of this bank, then you can enjoy travel benefits, lifestyle benefits, claim rewards and indulge yourself in dining experiences.

Fees, rates & offers:

  • You will enjoy a reward rate of 3.3 to 6.6 percent.

  • You will be required to pay an annual fee of Rs 10,000.

  • Enjoy reward programs from various airlines, and also restaurants.

See also : Truebanker Credit Card recommendation

3. Citi Prestige

Card Details:

  • You receive 10,000 air miles, and with your very first transaction, you get vouchers/card worth Rs 10,000 from Taj Group or ITC hotels, every year.

  • If you secure a card from this bank, then you will be entitled to multiple benefits, rewards redemption, insurance, and acquisition promotion.

  • You will enjoy 3 complimentary green fees while participating at the golf clubs.

  • You have access to unlimited airport lounge with Priority Pass.

  • Enjoy dining facilities at renowned restaurants and avail a VIP reserved parking lounge.

  • You will also receive 3% cash back at Shell gas stations.

Fees, rates & offers:

  • The annual membership fee is Rs 20,000.

  • The loyalty programs of global partner - Taj Group offers you elevated status.

  • You can participate in the events by ‘Invitation Only.'

4. Citi Premier Miles

Card Details:

  • With a credit card from this company, you will enjoy different traveling facilities. While traveling 10,000 miles, you will earn Rs 1000 on your Citi Premier Miles card within 60 days of card issuance.

  • You can even enjoy the freedom of evergreen miles that will never expire.

  • In case you avail the frequent flyer program, you will earn 10 miles per Rs 100 spent on airline transactions and an exclusive website. You will also have all the independence to tie up with partner airlines.

Fees, rates & offers:

  • The annual fee is Rs 3000.

  • The interest rate is variable and ranges between 37.20% and 42.00% per annum.

See also : Truebanker Credit Card recommendation

5. SBI Card Elite

Card Details:

  • On joining, you get an e-gift voucher worth Rs 5000 to choose from travel and lifestyle brands.

  • You get 50,000 Bonus Reward Points worth Rs.12,500 every year.

  • On annual spends of Rs.3 lakhs and 4 lakhs, you will get 10,000 bonus Reward Points.

  • You can enjoy 5X Reward Points on Departmental stores, Dining, and Grocery Spends.

  • Earn 2 Reward Points for every Rs.100 on all other spends.

Fees, rates & offers:

  • Annual Fee Rs 4999.

  • Renewal Fee Rs 4999.

  • Free Movie Tickets worth Rs. 6,000 every year.

  • You enjoy international & domestic lounge visit with priority pass.

  • It offers Club Vistara Membership and Trident Privilege Membership.

6. Amex Platinum Travel Card

Card Details:

  • By opting for this card, you can avail a gift that includes 5000 milestones bonus membership award.

  • It provides travel benefits on spends over 1.9 lakhs per year.

  • You will be entitled to Taj Experiences gift card spending over 4 lakhs per annum.

  • Customers can select dining programs that will allow you 20% discounts in selected restaurants.

Fees, rates & offers:

  • First-year fee: Rs. 3,500 plus applicable taxes.

  • Renewal fee: Rs. 5,000 plus applicable taxes.

  • Reward rate 8%.

Truebanker Recommendation

We recommend SBI Card Elite. It offers huge benefits along with international and domestic lounge program and club membership. It also provides an exclusive concierge service. Foreign Exchange Markup fee is the lowest i.e.1.99% on international usage.

See also : Truebanker Credit Card recommendation

Several other cards are also available that offer you advantages like adding mileage to travel, availing discounts at restaurants and getting membership benefit while playing golf or other sports.

Note: We don't make money with these recommendations. There is no commission.

Please join Truebanker community forum, ask questions and clear your doubts.

41 views0 comments